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HPS, ICPS major partner based in Morocco, has launched PowerCARD Connect-Open API, an open banking platform that enables FinTech firms to build innovative payments applications on banks and other large financial institutions’ existing payment systems.

A pilot version of the platform was launched in September 2017, and is now live with ICPS already using the platform to develop a mobile banking app. The platform will support the development of two major API families: ‘Servicing’ and ‘Transacting’, meaning any payment system will be able to push payment authorisations and transactions through PowerCARD to be processed, or connected to, the PowerCARD Back Office, thus allowing new services to be provided to the end-user.

According to Arnaud Bazerque Bacha, ICPS Senior Manager - Product & Innovation / Infrastructure & System, “HPS’ PowerCARD API Platform has been critical in allowing us to accelerate innovation within our organisation, evolve our product offering and keep ahead of the mobile banking revolution within Africa. Recently, we have developed a mobile banking app using the PowerCARD APIs that allows our customers to make payments, check statements and balances anywhere in the world 24/7 at the touch of a button. APIs are clearly the future of financial innovation, and we look forward to using HPS’ APIs to continue developing digital products and services for our customers in Africa and beyond.”


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